I Hate This Couple That Signed Up For 26 Credit Cards, Quit Their Jobs, And Are Traveling The World On Their Two Million Airline Travel Points
A couple who earned two million airline points by signing up to dozens of credit cards are now traveling the world ‘for free’.
Chad and Hannah Janis, 25, who met while studying in Utah, moved to New York in 2017 and began working on Wall Street. Together the couple earned $225,000 in their 12 months in banking, but say their jobs were always intended as a means to an end.
After spending a year signing up to – and using – 26 different credit cards, they will be able to fly to 40 countries, in business class, by using their earned airline points. The couple estimate that they have saved $84,000 in travel expenses.
‘After earning over two million airline points in the last year, we quit our finance jobs, sold our stuff, and are taking off,’ the Janises wrote on their Instagram last week. Our tickets are already booked entirely with points, and we are headed out for a once-in-a-lifetime trip to over 40 countries in business class for free.’
The couple told news.com.au that the key to their success was understanding how to be able to get a credit card’s signup bonus by spending just enough money to hit the ‘minimum spend requirement’.
I despise these two human beings. You know why? Because whoever they run into, whether it be at a restaurant, a bar, or a the grocery store they definitely love to tell them how smart they think they are. They tell them about the website they started so people can learn from them. They’re insufferable. If you work in finance for one year just to quit that job and travel the world solely on credit card bonus points you are an asshole. They earned $225,000 between the two of them in the year they were in finance, then they quit their jobs, sold all their shit, and cashed in on their bonus points that they built through 26 credit cards. Fuck that.
Let me ask you this. When you’re done with your 40 country trip over the next eight months then what? You have no money left. You quit your job and they don’t want you back because you used them. What are your credit card points going to do for you then? The answer is nothing. In a year I’m going to be writing this blog and the headline is going to say “Idiot Couple Goes Bankrupt and Homeless Because They Thought They Could Live Off Credit Card Points Their Whole Lives.” They “saved” $84,000 in the process with their credit card bonuses. Well I’m not a genius, but in order to save $84,000 you have to spend a lot of money just to get to that point. There’s no way this ends well. I’m going to see these two on the streets on New York begging for change in no time.
By the way, is it weird I’m about to be 25 years old and don’t have a credit card? I kind of just realized this a few months ago, but still haven’t done anything about it. I feel like it’s important for me to get one, but I’m just too lazy to sign up for one. Oh well. No bonus points for me!